Cruisers have a few options when it comes to travel insurance. Use these points as a guide.
Emergency Medical Insurance
Cruise ships have resident doctors to handle minor medical issues, but for emergencies, passengers will be treated at a medical facility on land. As provincial health care won’t cover the costs, Emergency Medical Insurance is essential to cover costs like:
- Emergency transportation
- Hospital and doctors’ fees
- Prescriptions and medical supplies, like crutches
- Out-of-pocket expenses like meals, transportation or accommodation (if travelling companion is hospitalized)
Families of two or more may want to get a family travel insurance plan. It covers the entire family on one plan.
Trip Cancellation & Trip Interruption Insurance
With all those connections, you might want Trip Cancellation & Trip Interruption Insurance as well. It can cover non-refundable costs like airfares, hotels, or even their cruise.
- Trips cancelled before travellers are scheduled to leave
- Interrupted trips while on vacation
- Available in a Multi Trip Annual plan for those who take more than one trip per year
If you want it all in one convenient package, recommended is an All Inclusive Package to travelers. This includes:
- Emergency Medical Insurance
- Trip Cancellation & Trip Interruption Insurance
- Accidental Death and Dismemberment Insurance
- Baggage Insurance and more
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